The net worth rich companies are called blue chip stocks in the market, they are always in the news on Business News. Gillette, Microsoft, Wall Mart and Citigroup are some of them, which usually outperform the market expectations.These companies are reported for their sales, marketing strategies, product launches, global investments and profits & losses. Each of these can trigger a rally, push the market indices and generally add to economic prosperity. Business News also provides the government’s perspective of the economy, which in turn helps the investor to weigh the risk as per the market sentiment.Not many can read between the lines of Finance News flashed or published in the media. It’s an art in itself. The knowledge of going beyond the text to know what is really happening in the market or in the economy or with a stock requires an analytical mind. Suppose you read a banner headline of Facebook to launch a mobile device in the midst of Facebook IPO crisis, a discerning reader need to ask, is it a diversionary tactic employed by the smart PR or is it truly a new development that will enhance the market value of the scrip. Questions like these are hidden in most of the news items that we see in Finance News.What role do the latest stock market updates play in the life of an average investor? Does it matter to him when stock market declines? Does it matter when stock market shoots through the roof?The question becomes especially important in light of news items appearing in press – investor lost millions as markets decline by 200 points- which show the mass effect of the rise and fall of the stock markets.A speculative investor gets directly affected by these fluctuations; however a committed investor books a notional loss. The latest stock market updates in a sense gives an approximate valuation of the holdings we have thus helping to assess our future investment strategies.The latest stocks news carry news item such as quarterly results, stock analysts ratings, trader’s recommendations and stock quotes . It also has features such as opening and closing stock rates, a yearlong individual stock data and the news of major global indices such as Dow Jones, Nasdaq, London stock exchange etc. Latest stocks news narrates the status of global economy and indicates future growth prospects for an individual investor.Stock market news is a communication about the latest happenings in and around stock markets.An investor gets to know the market trends through this medium upon which he places orders for buy and sell. In a way, stock market news feeds the market sentiments.Most active stock is followed by the investors for their capacity to propel the bullish or bearish sentiments in the market. Most active stocks are the most preferred for they pay back the value in both the phases.Analyst ratings are a re-commendatory feature which suggest the credit worthiness of a given stock in the market. Every investor keeps an eye on Analyst Ratings for they are based on the market positions taken by the big funds and wealthy investors.
For business trips, a corporate insurance plan is necessary for those needing something more than standard cover whilst retaining the benefits of a standard travel insurance policy – cancellation, medical, luggage etcBusiness travel cover will insure your laptop, mobile phone, palm & other related business equipment & include the hiring of replacement items. This also includes the recreation of business documents lost, damaged or stolen during travel.3 Key Advantages of Business Travel Insurance Corporate Travel Cover should add 3 key advantages to the plethora of benefits offered by a standard holiday insurance plan:
Business Equipment Cover
Hire Business Equipment Cover
Recreate Commercial Documents
That is the insurer should pay for accidental loss, theft or damage of equipment (Computer & accessories, other commercial related equipment and business documents).The insurer should also pay you for the hiring of alternative business equipment in the event of accidental loss, theft or damage to business equipment, including misdirection or delay in transit of said equipment.With regards to work related documents, the insurer should pay for the re-creation of business documents, plans & presentations if they are lost stolen or damaged.Question: What if I am going on a combined holiday & work trip? Will a business insurance policy cover me?Answer: It should. However if you travel regularly throughout the year, you may be interested in purchasing a multi trip insurance plan. Business Travel Insurance vs Regular Travel InsuranceRemember, with work related travel, lots of wildcard scenario’s can occur.The other company can cancel the meeting at the last minute. This often leaves the travelling company to foot the bill, however this would be covered by standard trip cancellation.Other incidents can befall a business traveler: general illness, business critical equipment can be stolen, lost or damaged. These factors are all things to consider when booking a business trip.With regards to the value of your equipment, business trip insurance will provide far more cover than a regular travel insurance policy.While a regular holiday insurance policy will provide coverage for lost, stolen or damaged luggage, this is not the same as the specific cover for business related equipment.
When it comes to Construction Industry, the 3 main elements which can flip the fortune of any project (and even organization) between Success and Failure are Cost, Time & Budget! These three elements are also often associated with the capability of the staff working on the project, and it is normally believed that if a project fails, the project team especially the management staff wasn’t competent enough.But is it really the lack of ability of the project personnel that constricts them from delivering their best? Well… it’s not the inability, but actually the lack of relevant knowledge which keeps them bounded.We don’t deny the fact that years of experience in any particular industry teaches one a lot about that particular field, but it doesn’t necessarily endows the person with requisite management skills.Knowing the “Hows and Whats” of a job are just not enough… but when it comes to projects, Project Management skill set is what actually matters…Below is a glint of how PMP certified individuals are an edge above the uncertified professionals, and how they serve as an asset for any organization:- Important Project Management Mindsets: PMP Certified individuals are trained on major project management mindsets such as Risk Management, Communication Management, and Time Management, each of which plays a very important role when it comes to:- Connecting & communicating with key stakeholders- Identifying & dealing with risks- Sticking to scheduled budget & time- Dealing with Change Orders: Whenever a change order is raised, it accompanies a lot of requirements with it, such as revised estimated cost, risk analysis, activity sequencing, cumulative impacts, etc. All of this gives rise to the need for carrying out a lot of documentation work, and that too in an error-free format. Even a minute mistake in documenting the estimated scope, cost and schedule of a project may drive the fate of a project from success to failure. As a part of project management training, candidates get to learn the principles of Configuration Management which provides an effectual way for managing & documenting change orders with an integrated change control, and thereby develop opportunities for the organization to earn elevated profit margins.- Handling Changes: Minor or Major, each & every “Change” is equally important for an organization; especially when the change is regarding a project involving a significant amount of money. PMP’s are trained on important Change Management strategies where change requests are raised as a part of a measured process, and changes are implemented only upon analyzing estimated impacts of the change on Cost, Time & Quality aspects of the project.- Dealing with Claims: Unforeseen problems, that add up considerably to extra overhead costs are quite a common issue everywhere; and one of the industry verticals where such issues arise a lot is construction industry. PMP certification candidates are trained on effective Claim Management skills and are explained the importance of documenting the claims, sending notifications to project owner, estimating impacts on cost & schedule, and last but not the least providing justification for the extra costs.- Managing the Workforce: Successful completion of any construction project depends a lot on the availability & support of the workforce at the job site. For this, it is very important that the necessary information regarding your manpower requirements be communicated to the suppliers and contractors well in advance and via a proper procedure. As a part of the project management training, candidates are explained the importance of developing an accurate project schedules, and how a project schedule can save the project from getting stuck into the last minute hassles.- Maintaining Buyer-Seller Relationships: PMP’s are taught the key concepts of Procurement Management during the training sessions where the significance of procurement contracts and timely performance evaluations of contractors & subcontractors, with respect to maintaining buyer-seller relationships is deeply explained.- “Processes” rather than “Tasks”: PMP is primarily about thinking in terms of “processes” and that’s why Project Management Professionals are trained to take up individual tasks as a part of a calculated process. The result is that there is a pre-measured process for accomplishing various project jobs; which is a safer & a better way to function, rather than relying on one’s instinct.- Adds up to Organizations Credibility: Experienced & professionally qualified staff is an asset for any organization. It not only adds up to the credibility of the organization, but also serves as a competitive advantage for the company when it comes to bidding tenders in the global market.